1. Acceptance of Terms
The following “Terms of Service” governs your use of the software and services provided by Oaceus Executive Insurance Strategies, LLC (the “Company,” “us,” or “we”). By using any software or services provided by the Company (the “Services”), you are accepting and agreeing to be bound by the terms of this Agreement.
We reserve the right to change these Terms from time to time. When we make any changes to our Terms, we will display a notification on our Site or send you an email to inform you of the changes. You acknowledge and agree that it is your responsibility to review these Terms periodically. Your continued use of the Site and Services after such modifications will constitute acknowledgment and acceptance of the modified Terms. As used in these Terms, references to our “Affiliates” include our owners, licensees, assigns, subsidiaries, officers, directors, suppliers, partners, sponsors, advertisers, and all parties involved in creating, producing, and delivering this Site and
Services.
BY USING THIS SITE AND SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS, PLEASE EXIT THE SITE. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THIS SITE, PRODUCTS, SERVICES OR THESE TERMS IS TO CEASE USING THE SITE AND/OR SERVICES.
2. Services
The Company provides various product integrations and services for users on our Site, which you may subscribe to.
No Guarantee
While the Company strives to provide high-quality Services, we cannot guarantee specific results from using the Site or Services.
Temporary Interruptions
Temporary interruptions may occur, and we have no control over third-party networks or services. The Services are provided “AS IS,” and we are not responsible for delays, deletions, misdeliveries, interruptions, or failure to store any user communications or personalization settings.
Right to Modify Services
We reserve the right to modify the Services, including adding new elements or making changes that could affect the previous operation. These modifications are intended to improve the overall experience, but you may not agree with all changes.
No Contingency on Future Releases
Purchasing Services is not contingent on the delivery of any future releases or additional features, and your subscription is not dependent on third-party services or public comments regarding future features.
3. Payment
Fees
By subscribing to our Services, you agree to pay the associated fees. Fees may include monthly subscriptions with tiered pricing and additional one-time or recurring fees for extra services. All charges are billed to your credit card on file, and you must ensure your billing information is accurate.
Overdue Amounts
If your credit card is declined or refuses payment, we may suspend or terminate your access to Services until all overdue amounts are paid. You will also be responsible for any additional fees, including chargeback fees and legal expenses incurred.
Non-Refundable Subscriptions
All fees are non-refundable except where noted. In some cases, if we materially modify our Terms or Privacy Policy during your subscription, we may refund part of the remaining term. Refund eligibility requires written notice from you with account identification and cancellation request.
4. Site Conduct, Posting Policies & Third Party Websites
User-Created Content Guidelines
You are responsible for any content posted on the Site. Content must not be unlawful, abusive, defamatory, or violate any intellectual property rights. You also agree not to post spam, malicious code, or attempt unauthorized access to secured areas.
User Customization
You may customize certain elements of your account with your branding. However, the customization is subject to copyright and trademark law, and you acknowledge the limitations on how far you can alter the platform.
Third-Party Sites
Our Site may contain links to third-party websites, and we are not responsible for their content or privacy practices. We do not endorse third-party services, and you access them at your own risk.
Promotions
We may include third-party advertisements. Transactions or interactions with advertisers are solely between you and the advertiser, and we are not responsible for any aspect of those transactions.
5. Company Intellectual Property
Content Ownership
All content on our Site is protected by intellectual property laws and is owned by the Company or its Affiliates. You may not reproduce, modify, or distribute this content without prior written permission.
Limitations on Content Use
You may not use our content for any purpose other than personal, non-commercial use. Any unauthorized use of the content may result in legal action.
6. Content You Create
Your Intellectual Property Rights
You retain ownership of your content, but you grant us the rights to use it as necessary for providing Services. If you are using the Services on behalf of someone else, you confirm you have the necessary permissions to do so.
Infringement
We respect intellectual property rights and will remove any infringing content upon notification. If you believe your copyright has been infringed, follow the procedures for sending a DMCA notice.
7. Data Stored on Our Servers
We are not responsible for data loss, failure to store content, or deletion of any data on our servers. Accounts that remain inactive for more than a year or have not paid subscription fees may be terminated.
8. Privacy & Security
Login Required
You may be required to create an account and maintain accurate personal information to access some Services.
Password & Security
You are responsible for maintaining the security of your password and account. We will never ask for your password.
Disclosure to Third Parties
We may disclose certain registration information to third parties in accordance with our Privacy Policy.
9. Disclaimer
All content and Services are provided on an “AS IS” basis. We make no warranties, express or implied, regarding the content, Services, or the Site. We also do not guarantee the accuracy, reliability, or error-free performance of the Site.
10. Limitation of Liability & Indemnification
Our liability is limited to the amount paid by you for Services in the 3 months preceding any claim. We are not responsible for any indirect or consequential damages resulting from your use of the Site. You agree to indemnify and hold us harmless from any claims arising from your use of the Site.
11. Termination of Use
Termination Grounds
We may terminate or suspend your access for reasons such as violation of these Terms or fraudulent activity.
No Right to Services After Termination
Upon termination, you will lose access to the Services and may not be entitled to any refunds.
12. Miscellaneous Provisions
Privacy
We handle your personal information in accordance with our Privacy Policy.
International Use
You are responsible for complying with local laws if accessing the Site from outside the United States.
Governing Law
These Terms will be governed by the laws of Florida, and any legal proceedings will take place in the courts located in Florida.
Force Majeure
We are not liable for delays caused by events beyond our control, such as natural disasters or government actions.
Savings Clause
If any provision is held invalid, the rest of these Terms remain in effect.
No Waiver
Failure to enforce any provision does not waive that provision.
Entire Agreement
These Terms constitute the entire agreement between you and us regarding your use of the Site.
By using the Site, you confirm that you agree to these Terms of Service and the associated Privacy Policy. If you have any questions, please contact us at [email protected].